:root {
  --ink: #12283c;
  --ink-soft: #586a77;
  --navy: #08243a;
  --indigo: #164b68;
  --cream: #f4ead5;
  --paper: #fffaf0;
  --mist: #dce8e9;
  --red: #ad352f;
  --gold: #e8bc70;
  --line: #dfd4c0;
  --shell: min(1160px, calc(100% - 40px));
  --radius: 28px;
  --shadow: 0 24px 70px rgba(8, 36, 58, .18);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.65; text-rendering: optimizeLegibility; }
img { display: block; max-width: 100%; }
a { color: inherit; }
.shell { width: var(--shell); margin-inline: auto; }
.skip-link { position: fixed; top: -100px; left: 16px; z-index: 100; padding: 12px 18px; border: 2px solid var(--ink); border-radius: 10px; background: #fff; }
.skip-link:focus { top: 16px; }
.disclosure { padding: 10px 0; color: #fff; background: var(--navy); font-size: .82rem; text-align: center; }
.site-header { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid rgba(8,36,58,.1); background: rgba(255,250,240,.94); backdrop-filter: blur(14px); }
.nav-row { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-weight: 900; letter-spacing: -.02em; text-decoration: none; }
.brand-icon { position: relative; width: 34px; aspect-ratio: 1; overflow: hidden; border: 6px solid var(--indigo); border-radius: 50%; }
.brand-icon::after { content: ""; position: absolute; left: -6px; bottom: -2px; width: 35px; height: 17px; border: 5px solid var(--red); border-radius: 50%; }
nav { display: flex; flex-wrap: wrap; gap: 24px; }
nav a { color: var(--ink-soft); font-size: .9rem; font-weight: 800; text-decoration: none; }
nav a:hover { color: var(--red); }
.hero { overflow: hidden; padding: clamp(70px, 9vw, 122px) 0 84px; background: radial-gradient(circle at 88% 16%, rgba(22,75,104,.17), transparent 26%), linear-gradient(145deg, var(--paper), var(--cream)); }
.hero-grid { display: grid; grid-template-columns: 1fr .92fr; gap: clamp(42px,7vw,90px); align-items: center; }
.eyebrow { margin: 0 0 17px; color: var(--red); font-size: .76rem; font-weight: 900; letter-spacing: .16em; text-transform: uppercase; }
h1,h2,h3 { margin-top: 0; line-height: 1.08; letter-spacing: -.04em; }
h1 { margin-bottom: 26px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(3.5rem,7.4vw,6.6rem); font-weight: 700; }
h2 { margin-bottom: 22px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.25rem,4.5vw,4rem); font-weight: 700; }
h3 { margin-bottom: 12px; font-size: 1.3rem; }
.lede { max-width: 650px; margin-bottom: 30px; color: var(--ink-soft); font-size: clamp(1.05rem,1.5vw,1.2rem); }
.actions { display: flex; align-items: center; flex-wrap: wrap; gap: 18px; }
.button { display: inline-flex; min-height: 54px; align-items: center; justify-content: center; padding: 14px 25px; border-radius: 999px; color: #fff; background: var(--red); box-shadow: 0 15px 34px rgba(173,53,47,.23); font-weight: 900; line-height: 1.25; text-align: center; text-decoration: none; transition: transform .2s ease, background .2s ease; }
.button:hover { transform: translateY(-2px); background: #8f2926; }
.button:focus-visible, a:focus-visible, summary:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.text-link { color: var(--indigo); font-weight: 850; text-underline-offset: 4px; }
.micro { margin: 13px 0 0; color: var(--ink-soft); font-size: .75rem; }
.facts { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; margin: 32px 0 0; overflow: hidden; border: 1px solid var(--line); border-radius: 18px; background: var(--line); }
.facts div { padding: 15px; background: rgba(255,255,255,.82); }
.facts dt { color: var(--ink-soft); font-size: .7rem; font-weight: 850; letter-spacing: .1em; text-transform: uppercase; }
.facts dd { margin: 2px 0 0; font-weight: 900; }
.hero-image { position: relative; margin: 0; padding: 24px; border-radius: 38px; background: #fff; box-shadow: var(--shadow); transform: rotate(1.2deg); }
.hero-image img { width: 100%; border-radius: 24px; }
.hero-image figcaption { padding: 15px 8px 2px; color: var(--ink-soft); font-size: .73rem; }
.section { padding: clamp(82px,9vw,128px) 0; }
.narrow { max-width: 800px; }
.center { text-align: center; }
.intro-section p:last-child { color: var(--ink-soft); font-size: 1.15rem; }
.dark-section { color: #fff; background: var(--navy); }
.split-heading { display: grid; grid-template-columns: .86fr 1.14fr; gap: clamp(50px,8vw,100px); align-items: start; }
.light { color: var(--gold); }
.soft { color: #bed0d9; }
.feature-list article { display: grid; grid-template-columns: 50px 1fr; gap: 18px; padding: 23px 0; border-top: 1px solid rgba(255,255,255,.15); }
.feature-list article:last-child { border-bottom: 1px solid rgba(255,255,255,.15); }
.feature-list span { display: grid; width: 42px; aspect-ratio: 1; place-items: center; border-radius: 50%; color: var(--navy); background: var(--gold); font-weight: 900; }
.feature-list p { margin: 0; color: #bed0d9; }
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; margin: 58px 0 0; padding: 0; list-style: none; }
.steps li { min-height: 266px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
.steps li > span { display: grid; width: 48px; aspect-ratio: 1; margin-bottom: 34px; place-items: center; border-radius: 14px; color: #fff; background: var(--indigo); font-weight: 900; }
.steps strong { font-size: 1.08rem; }
.steps p { color: var(--ink-soft); }
.campaign-section { background: var(--mist); }
.campaign-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(20px,3vw,38px); max-width: 1080px; }
.campaign-grid figure { margin: 0; overflow: hidden; border-radius: 34px; background: #fff; box-shadow: var(--shadow); }
.campaign-grid img { width: 100%; }
.campaign-grid figcaption { padding: 17px 22px; color: var(--ink-soft); font-weight: 800; }
.compare-section { background: var(--cream); }
.section-heading { max-width: 760px; }
.comparison { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 50px; }
.comparison article { padding: 34px; border: 1px solid #d4cab7; border-radius: var(--radius); background: rgba(255,255,255,.65); }
.comparison article.selected { color: #fff; border-color: var(--indigo); background: var(--indigo); transform: translateY(-10px); box-shadow: var(--shadow); }
.comparison .label { color: var(--red); font-size: .7rem; font-weight: 900; letter-spacing: .13em; }
.comparison .selected .label { color: var(--gold); }
.comparison ul { margin-bottom: 0; padding-left: 20px; }
.comparison li + li { margin-top: 9px; }
.checklist-grid { display: grid; grid-template-columns: .86fr 1.14fr; gap: 80px; align-items: start; }
.checklist { margin: 0; padding: 0; list-style: none; }
.checklist li { display: flex; gap: 14px; padding: 18px 0; border-bottom: 1px solid var(--line); font-weight: 750; }
.checklist span { color: var(--red); font-weight: 900; }
.caution { margin-top: 28px; padding: 18px 20px; border-left: 5px solid var(--red); border-radius: 12px; background: #fff1e4; color: var(--ink-soft); }
.faq-section { padding-top: 20px; }
.faq-section details { border-top: 1px solid var(--line); }
.faq-section details:last-child { border-bottom: 1px solid var(--line); }
.faq-section summary { position: relative; padding: 24px 44px 24px 0; cursor: pointer; list-style: none; font-weight: 850; }
.faq-section summary::-webkit-details-marker { display: none; }
.faq-section summary::after { content: "+"; position: absolute; top: 17px; right: 8px; color: var(--red); font-size: 1.8rem; font-weight: 400; }
.faq-section details[open] summary::after { content: "−"; }
.faq-section details p { margin-top: 0; padding: 0 44px 20px 0; color: var(--ink-soft); }
.cta { padding: 0 0 clamp(82px,9vw,128px); }
.cta-box { display: grid; grid-template-columns: 1.1fr .9fr; gap: 50px; align-items: center; padding: clamp(42px,7vw,76px); border-radius: 40px; color: #fff; background: var(--navy); box-shadow: var(--shadow); }
.cta-box h2 { margin-bottom: 14px; }
.cta-box p { color: #bed0d9; }
.button-light { color: var(--navy); background: var(--gold); }
.button-light:hover { background: #f2c982; }
.pale { color: #bed0d9 !important; }
footer { padding: 68px 0 26px; color: #fff; background: #061b2b; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .7fr 1fr; gap: 65px; }
.footer-brand { margin-bottom: 15px; }
.footer-grid > div:first-child p { max-width: 390px; color: #b8c8d0; }
.footer-grid h2 { margin-bottom: 17px; color: #91aab7; font-family: inherit; font-size: .74rem; letter-spacing: .14em; text-transform: uppercase; }
.footer-grid a:not(.brand) { display: block; width: fit-content; margin: 9px 0; color: #e6eff2; }
.footer-disclosure p { font-weight: 800; }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; margin-top: 44px; padding-top: 21px; border-top: 1px solid rgba(255,255,255,.14); color: #91aab7; font-size: .73rem; }
.policy-main { min-height: 70vh; padding: 80px 0 120px; }
.policy-main h1 { font-size: clamp(3rem,7vw,5rem); }
.policy-main h2 { margin-top: 46px; font-size: 1.65rem; }
.policy-main p, .policy-main li { color: var(--ink-soft); }
.notice { padding: 20px 22px; border-left: 5px solid var(--red); border-radius: 12px; background: #fff1e4; }
@media (max-width: 940px) {
  .hero-grid,.split-heading,.checklist-grid,.cta-box { grid-template-columns: 1fr; }
  .steps { grid-template-columns: repeat(2,1fr); }
  .campaign-grid { grid-template-columns: repeat(2,1fr); }
  .comparison { grid-template-columns: 1fr; }
  .comparison article.selected { transform: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-disclosure { grid-column: 1 / -1; }
}
@media (max-width: 640px) {
  :root { --shell: min(100% - 28px, 1160px); }
  .disclosure { text-align: left; }
  .site-header { position: static; }
  .nav-row { min-height: 68px; }
  nav { display: none; }
  .hero { padding-top: 56px; }
  h1 { font-size: clamp(3rem,16vw,4.5rem); }
  .actions { align-items: stretch; flex-direction: column; }
  .button { width: 100%; }
  .text-link { text-align: center; }
  .facts,.steps,.campaign-grid { grid-template-columns: 1fr; }
  .steps li { min-height: auto; }
  .feature-list article { grid-template-columns: 43px 1fr; }
  .cta-box { width: calc(100% - 20px); padding: 34px 24px; border-radius: 28px; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .footer-disclosure { grid-column: auto; }
  .footer-bottom { flex-direction: column; gap: 4px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *,*::before,*::after { transition: none !important; } }